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Maria Papa

The best time to refinance your home loan

Have you had a look at your home loan statement lately? Have you noticed that lenders have slowly raised your interest rate? The major...

First home buyers in Melbourne

First home buyers with 5% genuine savings buying north of Melbourne Our first case is that of first home buyers purchasing a block of land...

How lenders assess your loan application

You are a first home buyer and you don’t know where to start. You’re doing your research and would like to understand the home...

My fearless housing and lending market prediction for 2018

Australia’s property market is set to cool in 2018 as national housing prices are officially in decline. There are fewer investors as lending becomes...

Prioritising your finances this 2018

The current 1.5% low-interest environment we have in Australia is an opportunity for first home buyers and property owners. The Victorian government last July...

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